Welcome to this 3-bedroom, 2-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. Inside, the layout is designed for modern daily living with generous gathering spaces and private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.56 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. Located in Toccoa but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 33 days, this property combines space, style, and value. At $229,999, this home is well positioned for buyers seeking value in Toccoa.